PENDA

Midlas recently tested the new Penda app – a streamlined connection point for women created by Women’s Legal Service QLD with funding from Financial Literacy Australia. It seeks to quick, easy and safe access to information on: Safety Money Domestic and Family Violence Visa & Immigration Children Legal Matters Housing Wellness Pros: The app is […]

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“HELP! My employer went bankrupt!”

Dozens of Australian companies undergo insolvency proceedings every year. If you’re drawing a wage from them when it happens, you might suddenly find yourself not only without a job but without your backpay or entitlements! What can you do?  Good news: there are safety nets in place!  The Australian Government provides a financial assistance to […]

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Consumer Action call for support

The Consumer Action Law Centre is calling for help as they fight to highlight the often-predatory behaviours of various Debt Management companies who charge extreme fees for little to no aid – sometimes thousands up front for nothing more than ‘trying and failing’. These companies may offer services such as: “Repairing” credit reports Debt negotiation […]

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Kiwis & Centrelink

It can be shocking when you’ve been living and working in a country for years, hit a rough patch and only then find out that you’re not technically entitled to Newstart. Forget the rent – how are you supposed to buy food? Here’s a list of information and resources for those non-citizens, non-permanent residents and […]

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Buying a New Car? Think Twice

Stock photo – under CC0 license A recent study of over 1,500 people who had bought new cars within Australia in the last five years revealed that over 2/3rds of them experienced problems within the first five years. If you’re thinking of shelling out $15,000 to $50,000 for a brand new car, how long do […]

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SUPERANNUATION

SUPERANNUATION What is Superannuation? It’s money put aside and saved whilst you work so that you can enjoy a regular income when you have retired. The money comes from contributions made into your super fund by your employer. You make investment choices in your managed fund that help grow your nest egg to live off. […]

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The War on Debt: Budgeting

Budgeting may be boring but it is one of the most powerful ways you can take control of your life and eradicate your debt. You can find an excellent, safe & free budget planner here. But before you get started… 1: Be realistic. Don’t guestimate your costs and don’t exclude ‘the little things’. Look at […]

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Ways to Save – Phone & Internet

1: Know What You Want: What is most important to you? Data? Minutes or texts? International Calls? Know exactly what you want and go after the deals that suit you. Try a comparison site like https://www.whistleout.com.au/MobilePhones/ and see just how much cheaper you could get what you already have – or better.  If you have […]

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No such thing as a silly question

Useful resources for families living with children with disability, chronic illness, mental health or life-threatening conditions. When your child has a disability, illness or life-threatening condition it can be difficult to know where to start, who to talk to and where to go for help and assistance. There has been a guide developed called “There’s […]

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Health Insurance and Health Extras

You’ve probably already read this post  about whether Health Insurance is worth it for you. If not, check it out! Health Insurance is a personal decision that can depend on several factors including pre-existing conditions, children, your income and your budget. “But what about Extras?” I hear you fret. “Sure, the public system will catch […]

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